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Community finance tool
Revolving Fund Calculator
Manage your group's funds, borrowers, and loans.
Getting Started
- Add members and their contributions.
- Review your available cash balance.
- Add borrowers and create loans.
- Record payments as they are received.
- Export a JSON backup regularly.
Copied
Step 1
Fund Setup
Step 2
Fund Members
Track each member’s contribution history, ownership percentage, and current share value.
Total Contributions Across All Members
0.00
No members added yet
Add a member and record their first contribution transaction.
Step 3
Fund Dashboard
See member-funded capital, available cash, loan activity, and next month’s outlook.
Updates automatically
Loan Portfolio Details
Active Loans0
Paid-Off Loans0
Principal Outstanding 0.00
Repayment Remaining 0.00
Interest Earned0.00
Expected Collections0.00
Projected Available Cash0.00
Member Return Details
Total Contributions0.00
Total Expenses0.00
Net Contributions Available 0.00
Return on Fund 0.00%
Step 4
Fund Expense Transactions
Record operational costs paid by the fund. Expenses reduce available cash automatically.
Total Expenses0.00
Net Contributions Available0.00
No expenses recorded yet
Add expenses only when the fund pays operational costs.
Step 5
Borrowers and Loans
Record payments as they are received. Remaining balances update automatically.
No borrowers added yet
Add the first borrower, or import an existing fund data file.
| Borrower | Purpose | Status | Original Loan | Monthly Payment | Principal Outstanding | Last Payment | Actions |
|---|
Step 6
Fund Information & Sharing
Share public fund contact information with prospective borrowers. Internal fund records stay private.
Only public fund profile information is shown here.
No member records, contributions, borrowers, balances, reports, or internal calculations are included.
Unnamed Fund
Town / Region not entered
Step 7
Fund Reports
Create a monthly fund summary or a member equity report that can be printed or saved as a PDF.
Backup
Backup and Transfer
Import an existing fund file or export the latest records as the official JSON backup.
✓ Changes are automatically saved on this device.
No backup yet
Export a JSON file regularly as your official backup and for transferring fund data to another device.
This calculator is provided as a tool for participating solidarity funds. Numericalperspectives does not make lending decisions and is not involved in loans granted by members of solidarity funds to borrowers.