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IversusE Privacy Policy

IversusE
Budget, Mortgage & Debt Planner

Effective Date: December 2025

1. Introduction

Thank you for using IversusE.

This Privacy Policy explains how information is handled when you use the IversusE mobile application.

IversusE is published by NUMERICALPERSPECTIVES LTD. LIABILITY CO.

2. No Account Required

You do not need to create an account or sign in to use the app.

3. Local Data Storage

Financial, budgeting, mortgage, loan, and debt information entered into the app is stored locally on your device.

We do not collect, transmit, store, or maintain your personal financial information on our servers.

You are responsible for maintaining backups of information stored on your device.

4. Advertising

The app may display advertisements provided by Google AdMob.

Google AdMob may collect certain device, usage, and advertising-related information in accordance with Google's privacy practices.

Learn more about how Google uses information:

https://policies.google.com/technologies/ads

5. In-App Purchases

The app offers an optional one-time purchase to remove advertisements.

Purchases are processed securely through the platform's payment systems:

We do not collect, process, receive, or store payment card information.

6. Third-Party Services

The app may use third-party services, including:

These providers may process limited technical, diagnostic, device, advertising, or transaction-related information as necessary to provide their services.

7. Data Security

Because app data is stored locally on your device, you are responsible for maintaining the security of your device and any information stored on it.

While we take reasonable steps to protect our applications, no system can guarantee absolute security.

8. Children's Privacy

The app is not directed toward children under the age of 13.

We do not knowingly collect personal information from children under 13 years of age.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

Any updates will become effective when posted within the app or on our official website.

10. Contact Us

If you have questions regarding this Privacy Policy, please contact:

info@nxperspectives.com